Sunday, December 18, 2005

The economic guy

I just realised that i refer to my friends in "assigned groups"

my army friends
my sex sec school friends
my primary school friend
my JC friends
my E3 (hostel friends who stayed with me, E3 refer to Block E, level 3) friends.

err.

so i was telling rudewhennude that I would be meeting my economic friends for ice-cream.

she was pretty astonished. "so economic friends are friends you meet to discuss economic?"

NO lah.
actually economic(al) friends are friends who are economical to hang out with.
they are pple who bought insurance from me.

so the other friends are uneconomical friends.
~~~~~~~~~~~~~~~~~~~~

EH! economic friends are my faculty-mates lah! :P we all graduated from faculty of economics mah.
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Weird me.
Spent a weekday, an entire thursday outside with friends, chitchat (partly work, partly fun), food, KARAOKE, and geylang supper....out till 3am.

and i spent friday and saturday night at home reading and MSN-ing.
my whole notion of weekends and weekdays is disturbed.
~~~~~~~~~~~~~~~~~~~~~

How Average Joes can retire rich

Tune out that static. You needn't be an investing genius to retire with a big 401(k) balance.

In fact, when it comes to the three main choices you have in your retirement account -- how much to contribute, how to allocate your money between stocks and bonds and which funds to choose -- a recent study by Putnam Investments shows that investing prowess isn't what matters.

It's how much you sock away.

In other words, saving more leads to, well, more savings. Not exactly a revolutionary idea, true, but it's surprising how big a bang you get by upping the percentage of salary you put in and how slight the payoff is from being a fund savant
(con't here)

~~~~~~~~~~~~~~~~~~~~~~


Two books that I went through reviews and stuff...that I would really wanna buy.
as long as I cleared my cupboards of all my unwanted stuff.

The Undercover Economist: Exposing Why the Rich Are Rich, the Poor Are Poor--and Why You Can Never Buy a Decent Used Car!

Freakonomics : A Rogue Economist Explores the Hidden Side of Everything

Two great books! Anyone here who has read these books?

Thursday, December 15, 2005

Pool or LAN?

Hmmm.
Anyone has knowledge of operating or opening a pools (Billard or snooker) place, or a LAN shop? basically an entertainment centre.

I have a very good location, but not the knowledge. Email me here (archcherub@hotmail.com)


Anyone?

Monday, December 12, 2005

1 advantage of my job

since work is getting super mundane and tiring, i need to remind myself of the advantages of this job.

one of the biggest advantage...

i get discounts in almost all insurance!!! HAHAHA
damn shiok.

beside the usual Life, health, accident insurance, i get discounts in saving plans. and more importantly investment funds!!
cheaper funds for me!


and thats not all, i can get discounts in other insurance!

Car insurance!
u know how shiok it is to get discount on your own car insurance? Hahaha..damn shuang can.
Travel Insurance!
Mortgage Insurance!

damn shiok.

Ok now that i've cheered myself from monday blues...time to go back to work again.
monday monday monday....haih!

And I present all my awards to all my employees!

i've just watched the repeat encore telecast of Stars Awards 2005.
Okok i know i'm a bit slow. paiseh lah, i was working when Stars Awards was telecasted live.

In fact, i remember i was at the client's place, going through the policy when the tv was blaring, and I was quite sian knowing that I have to give it a miss.

nothing like 3-hours of self-praising and gloating.


Pork Barrel Awards 2005 Posted by Picasa

And as usual, Cherub feels like subscribing satellite TV immediately after watching mediacorp's shows.
oh wait, satellite TV's banned here...damnit.

I almost choked when the hosts said something abt how special the awards are, that Channel 8 and Channel U must co-host them together in both channels so that all singaporeans can watch them. something like that lah.

wah liew, u mean got pple somewhere on our island that receive Channel 8 but not channel U?
or pple who can get Channel U but not Channel 8?

CANNOT BE RIGHT?

both are free-to-air broadcast. how many pple could there be with only 1 but not the other free channel?? Pls lah!! want to force pple to watch your company own-awards-give-own-pple show, say so lah.

Really...... i can't, for the sake of entertainment, think of a single good reason from 2 channels broadcasting the same show.

and i can't help but feel its a pork-barrel politics award show.

来啊,来啊。。。。分猪肉啊!!!!!

I have no idea why is our NATIONAL PRESIDENT there? eh, mr nathan, i don't mean to be rude, but do you have better things to do? I mean, you're a president! surely u should be endorsing some more important national event? or maybe, u know go through the constitutions and be a real president? Or do some real work for the people? After all, you're the PEOPLE's PRESIDENT. Ok lah, not really choosen by us, but by a shadow committee that decides who and who are eligible for president *silly me! i always tot thats the role of elections, but hey he's still an "Elected President", elected by the citizen's elected government's 'elected' Presidential Committee.....*

why are u endorsing an entertainment show!!!

and for that matter, why would celebrities be happy about receiving an award from a President?
I mean, if i'm a celebrity, surely I would be very happy if i receive an award from a vetern actor. Or a renowned singer.
or someone who entertains very well lah.

A national president??????

haih, wat does cherub know.....



anyway, my 2cents worth.
programming quality was definitely much better when there were 2 TV rivals.
yes, competition was fierce. money was lost.
but surely that's the singapore way? u know, free and most competitive market?

it was ugly only when each side mustered resources in other avenue (read: newspapers and other print media) to give biased and one-sided reports.
straits times would report on Today's flaws and Channel 8 & 5 problems.
Today would similarly report on SPH when their stocks plummets.

and of course there are other unfair advantages, most notably Mediacorp's government subsidies for social documentary and news productions.
Plus, with liberalisation new and fresh, both rivals are confused and slugging it out.

its ironic that the act on Competitive was unveiled just before the 2 TV stations mergered.

the Compeititive Act would have stabilised the market and give a fairer assessment.
And in any case, the presence of 2 TV stations have given so much more choices and better quality in programming.
How could that be a bad thing?


Maybe if the 2 TV stations are still around, we shld have a real national StarAwards. And each stations would a pro-rated percentage of the subsidies based on each station's performance in the star awards.
then it would be real competition, real fun. and no more pork barrel politics!!
and it would be DAMN ENTERTAINING!!! :D

sigh. we'd never know...

but i do know one thing.


Most Drama Queen 2005! You win! Posted by Picasa



Zoe Tay, you're damn entertaining lah!!!

Saturday, December 10, 2005

#1 reason why I like taiwanese....

my close sec sch friend is venturing overseas to taiwan soon.



taiwan Posted by Picasa

i asked which city he was going and he told me "台中" (Taizhong, more commonly spelt in english as Taichung)

so i asked him gingerly, "where is Taizhong located? Is it in southern taiwan, or northern?"

he proceeded to stare at me, giving me the dun-think-you-are-my-insurance-agent-then-i-wun-stab-you.

i gave him my innocent look.

Posted by Picasa

he then explained, in a not-so-kind-way.

台中, the name Taizhong already means that its in the centre of Taiwan. The chinese characters for Taizhong is using "Tai" 台 from Taiwan (台湾), and "zhong" 中 , meaning central.

Wah like that also can!
Suddenly, the cogs in my brain turned.

The capital "Taipei" 台北, using the chinese characters for "TAIwan" 台 and "north" 北, because this city is in north of Taiwan!

Wah. Cherub is so clever.

Eh, so i asked in my most sincere way, is there "Tainan" 台南, using the chinese characters for Taiwan and South, referring to a southern city of taiwan.

By then everyone knows cherub is turning into crappy mode and proceeded to ignore me.
(oh btw, I asked abt "Tainan" as a JOKE. and i just googled it and realise that there IS A TAINAN. 台南
Nabeh.)

these taiwanese pple really very lazy to name their cities.

so, i wonder aloud. wat about a city in east Taiwan?
Taidong? 台东 (once again, i thought of this as a joke, but guess what? THERE IS A TAIDONG.)

city in west taiwan? Taixi? 台西?
WAH REALLY GOT TAIXI!!!

what abt northeastern taiwan? Taidongpei?
southwestern? taixinan?

HAHAHAHA.
what about south-south west? (geography students shld remember there is north-north-west, south-south-east kinds of directions)

so shld we call them Tai-nan-nan-xi?

HAHA.
i like taiwanese pple :)


the chinese characters read "guys love binlang" (binlang is "betel nuts", something that taiwanese chew, like tobacco. And the girls selling binlang are dressed sexily. VERY. =) Posted by Picasa

Thursday, December 8, 2005

They use the darnest words.


Taboo Card Game. Sounds a bit erotic...only. Posted by Picasa

Taboo is this card game where 2 teams play against each other. A player has to describe a word to let his team-mates say out the word(s) on each card, but he cannot use the taboo words listed on same card.

For example, as taken from here:

Example: How do you get your team to say the word BIRTHDAY... if you can't say the words HAPPY, ANNIVERSARY, CANDLES, PRESENTS or CAKE?

You might say: "Friends and family sing to you once each year," or "You celebrate this event by blowing out a fire on top of a frosted dessert." Or you might hum the well-known tune until your team shouts, "Birthday!"

Very interesting game as it reveals what others think of some specific words.
~~~~~~~~~~~~~~~~~~~~~~~

cherub: something-bob! this something-bob is a cartoon character! he lives in the ocean!
teammates: (gives a lot of guesses but all wrong)

[playword: sponge (face-palm)]

cherub: guys like to see girls wearing this!
teammateR: bikini, g-strings.....
teammateE: nothing!!
teammateE: yah wad, guys like girls to wear nothing...

[playword: mini-skirts]
(teammateE suggested that i should have said "guys are happy when girls wearing this sit opposite them in MRT")

player: big tits are...?
teammate1: boobs?
player: yes. but longer *player proceeds and give more descriptions*
teammate1: booby trap!!

wah "booby traps" also can use "big tits"...damn creative. you deserve this point lah!

[playword: booby trap]

player: vinegar is...?
DLG: ethanoic acid!!
*everyone proceeds to stare at DLG*
(note: DLG graduated with a degree in science. Now we know how useful that is.)

[playword: jealousy]

player: this is DLG, DLG is a.....?
cherub: virgin!
*DLG stares at cherub*

eh say u pure and innocent mah.....

[playword: scientist]


player: teammateE is this!
cherub: cheebye?

[playword: critic]

The most classic:

player: Girls like to eat this.
teammate1: Cum!

excellent deduction.

Sunday, December 4, 2005

Greener on the other side - Part 3

A friend of mine made a very sharp observation recently.
almost everyone is unhappy with his job.

Does your dad encourage you to join his line?
Not many dad does.

His father is in accountancy, and he discourages his son strongly.
a mutual friend's dad is doing business in trading, encourage his sons not to do this line.

and we continue to bring out numerous cases where dad discourages sons/daughters to join their industry. we can only think of a few exceptions where family business is involved.

heck, my dad is in construction, and he started his company from scratch, but he doesn't want me to take over: construction is too tough.
even in his latest venture in retailing/trading/groceries, he doesn't want me to join this line too: he says this job is too tough and competitive.

say i make more money doing insurance. haha.

my dad's favourite line:
your dad is as poor as a church mouse.
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